https://www.avvo.com/legal-answers/authorized/what-can-i-do-if-i-hit-someone-on-a-jet-ski-and-hu-5344686.html?answered=true
What can I do if I hit someone on a jet ski and hurt
them and my insurance company only covers so much can I file bankruptcy?
Can I file bankruptcy if I was at fault in an accident and my
insurance company only pays so much a guy stopped real fast on a jet ski and I
couldn’t stop fast enough and hit them causing damage to their jet ski and one person’s
leg really bad my insurance company will cover 300,000 but that’s not enough IF
they sue to get more can I file bankruptcy and have it cleared
Jay K. Nixon Avvo Rating: 10
Chapter 13 Bankruptcy & Criminal Attorney
in Janesville & Kenosha, WI
Accidental injuries are generally dischargeable in
bankruptcy, but not so much if you were either intoxicated or unusually
reckless in causing them. Following too
close, "rear-ender" type collisions, whether in a boat or in a car, informally
100% the fault of the rear vehicle, since you have full responsibility to leave
enough of a gap between vehicles to permit a safe stop. For boats, which lack brakes, this needs to
be a lot further than following in a car, with brakes. Since you hit another vehicle which did not
have breaks either, you were probably responsible. Therefore, your liability sounds very
difficult to contest. Either way,
however, if your insurance is looking insufficient in any respect, you are in
dire need if independent legal advice on your option, which might include addition
other insurance companies to the lawsuit, or other parties who were potentially
at fault. In addition to that,
however, you need to consult with a bankruptcy attorney as well, and we all
wish you the very best of luck!
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